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Check Personal Loan Interest Rates & Offers
Check Personal Loan Interest Rates & Offers
A Perfect place to choose your own bank and compare 2016 interest rates from major banks in bangalore. Always rate of interest on loans varies based on customer profile who is eligible to avail from different NBFC's. We give you the best & lowest rates in industry for salaried personal loans.Know about charges & processing fees for easy loans.
- Category-A comes under top most companies like Infosys, Wipro, TCS, and IBM etc.
- Category-B comes under MNC Companies based on the performance and global locations
- Category- C comes under Indian companies such as Private.Ltd, PSU's.
- Category- D comes under companies not listed who have very less employees and limited branches.
- Loan Surrogates refers to – Any running loan from any bank
- Salary Package/month
- Profile of the company
- Previous loans re-payment background and credit score
- Existing accounts with the banks or NBFC's
As per your monthly salary or salary/annum, banks will decide and offer best competitive interest rates. They will give you figure of amount that you are eligible to take from banks.
Firstly, you have to confirm your full name of the company where you’re working and banks will see in which category it comes under and your stability in job.
Next banks will check your previous transactions, loans or credit card usage with other private banks and there is a chance of loan rejection. Banks give you better rates based on your application scores.
If you are a savings or salary holder in that bank, they may offer you very cheapest interest rates for any loan with 0% processing fee.
Now a customer can balance transfer their existing loan with other banks at any time after completing 1year. As banks are offering 2% less on past interest rate i.e., rate starts from 11.99% onwards and also processing fee will be very less compare to fresh loan.
