Personal Loans for Salaried Employees

As you can figure out from its name, a personal loan can be availed for any personal use apart from commercial or business purposes. Whenever there is a requirement for quick cash, for family vacations or home renovations and for weddings in the family and so on, this is considered the most cherished option.

Approval involved minimal paperwork and can be approved within 48 hours of the loan application. The repayment period is fixed and can range between one and five can use our emi calculator for calculating your interest rates.

There are certain charges for availing a loan. There is the processing fee and the other charges including charges for documentation, pre-payment, late payment and cheque bounce charges.

A loan is offered for personal use and helps a customer establish a healthy credit in the market. It is usually an unsecured loan that is based on the borrower’s ability to pay back and their integrity.

 What is a Personal Loan?

A loan is an unsecured loan with a fixed repayment schedule that is collected in the form of Equated Monthly Installments (EMIs). However, you also have the option to choose a secured loan where you need an asset as the collateral for the loan. In the event of a default, the lender can possess this collateral. This is generally used for meeting temporary and/or urgent cash requirements for expenses like weddings, children's education, home improvement, luxury vacations and buying a car or electronic appliances etc.

There are multiple banks and financial institutions that provide attractive deals on personal loans online including the most lucrative rates of interest in and around Bangalore,Mysore, Pune, Hyderabad, Chennai, Delhi, Cochin( Kochi), Mumbai, Andhra Pradesh etc.,India. Any lender for loans has their own eligibility criteria, rate of interest and repayment tenure, all of which should be reviewed and compared to make an informed and smart decision before applying for a loan. You can compare various offers on loan at so that you can hold our hands to fulfill your dreams.

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  •   This loan have several benefits as mentioned below
  •   You can get up to INR 15 Lakhs can be approved within 48 hours of application, depending on your income and your repayment capability.
  •   Loans have quick turn around times and can be sanctioned within 2 days max! This depends on the documents that are submitted along with the loan application.
  •   No collateral or guarantor is required .
  •   The documentation required for availing a loan is minimal.
  •   The repayment tenure of loan is usually between 12 and 60 months.
  •   Repayment is possible using different methods including Electronic Clearing Service (ECS) by debiting the customer account and post-dated cheques (PDCs).
  •   We offer cheapest interest rates on loan are highly attractive.
  •   Both salaried and self-employed individuals can apply online and get loans in India.